Stated Income Commercial Real Estate

How Stated Income Loans Are Different

Have you applied for a small business loan before, but been denied? Are you worried that your poor credit score may hold you back from qualifying for a loan? While financing is an incredibly common part of the modern world of business, traditional loans are still not appealing to some business owners.

The solution is stated income commercial real estate loans. This special kind of financing is not based on your credit history or credit score. Instead, to be approved, the proof of your business’ income is examined. This makes it perfect for businesses owners whose business is profitable, but who has poor credit. Additionally, your business must be able to cover the mortgage, taxes, and insurance of the loan. Here at IRC Commercial Lending, we believe in your business’ ability to succeed. That is why we do everything we can to help you be approved for a stated income loan.

How You Can Use Your Stated Income Loan

Just like any business loan, it is possible to use your stated income loan to improve your business. If you employ the working capital wisely, it is possible to greatly increase your profits. It is even possible to earn more per month than before, even after taking loan payments into consideration. Common uses for a business loan include:

Refinancing

Remodel Your Business

Purchase New Equipment

Consolidating Debt

At IRC Commercial Lending, we are committed to helping your business get approved for a stated income loan as much as possible. If you think you would benefit from one, let our financial team of experts work with you. We work hard to develop a financing plan that suits your unique situation exactly and fulfills all your needs entirely. No matter what the circumstances surrounding your capital need are, IRC Commercial Lending can help you get started.

Ready to Get Started?

At IRC Commercial Lending, we are committed to helping your business get approved for a stated income loan as much as possible.

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